Max. Annual Percentage Rate (APR): 78%
Product Offerings
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Personal Loans
Loans for people with no credit score - MyShubhLife credit model assesses your credit-worthinessLoans from Rs.3,000 to 2 lacs - Small or big loans, as per your need and capacity to repayTypes of loans - Education, Medical bills, Home upgrades and Emergency cash -
Earned Wages
Get early access to your Earned WagesNo need to wait till pay day - MyShubhLife offers Earned Wages to employees of its "Shubh Saathi" corporate partnersManage unexpected expenses with Earned WagesZero interest rate -
Investments
Mutual fund SIPs from as low as Rs.100 per month to grow your moneyE-Gold starting from Rs.100Completely digital with no physical formsPlan for financial security -
Insurance
Protect your family with InsuranceIncludes Hospicash, Super Top Up, Critical Illness and Personal accident coveragesAffordable group insurance offers -
Tax filing
Digital Tax filingFile taxes at the click of just a few buttonsSimply select all the sources of your income and e-file them accurately -
Pay Bills
Convenient bill payments in few clicksSelect from various Bill Payment categoriesPay for Utilities, Insurance, Recharges and more
Why MyShubhLife
Loans and Savings that do good for you
Solutions to all your financial needs
Apply in your local language
Safe and secure data
Build your credit history
Transparent pricing with no hidden charges
Plan for a brighter future
Join the customer that trust us
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Important Information on Personal Loans
Repayment Period: 3 months (min.) to 36 months (max.)Representative ExampleThis is an example to show cost involved and interest calculations. Actual amount, tenure, interest rate & processing fee will depend on the risk profile of the user.
Loan Amount: ₹1,00,000Duration: 1 yearInterest Rate: 26%EMI = ₹9,553Total Interest = ₹14,636Processing Fee (@2%): ₹2,000 + GSTTotal Cost = ₹16,996APR = 29.9%.
What our customers say
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Before taking a loan from MyShubhLife I was facing financial problems. Now my problems are solved because of MyShubhLife. Thank you MyShubhLife for being my financial partner in time of need.
Muralidhara
Bengaluru
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I received very good service from MyShubhLife for my personal loan application. The staff at MyShubhLife is extremely helpful. Thank you MyShubhLife team for the quick and hassle-free procedure.
Suraj M A
Bengaluru
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I am grateful to MyShubhLife who understands my condition and helped me see out crunch time and it was quick approval and disbursement. I would be happy to endorse this brand to others and spread words for them
Vasim Pathan
Ahmedabad
Media
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