Product Offerings
  • personal-loan-icon

    Personal Loans

    Loans for people with no credit score - MyShubhLife credit model assesses your credit-worthiness
    Loans from Rs.3,000 to 2 lacs - Small or big loans, as per your need and capacity to repay
    Types of loans - Education, Medical bills, Home upgrades and Emergency cash
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    Earned Wages

    Get early access to your Earned Wages
    No need to wait till pay day - MyShubhLife offers Earned Wages to employees of its "Shubh Saathi" corporate partners
    Manage unexpected expenses with Earned Wages
    Zero interest rate
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    Investments

    Mutual fund SIPs from as low as Rs.100 per month to grow your money
    E-Gold starting from Rs.100
    Completely digital with no physical forms
    Plan for financial security
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    Insurance

    Protect your family with Insurance
    Includes Hospicash, Super Top Up, Critical Illness and Personal accident coverages
    Affordable group insurance offers
  • tax-filling-icon

    Tax filing

    Digital Tax filing
    File taxes at the click of just a few buttons
    Simply select all the sources of your income and e-file them accurately
  • pay-bills-icon

    Pay Bills

    Convenient bill payments in few clicks
    Select from various Bill Payment categories
    Pay for Utilities, Insurance, Recharges and more

Why MyShubhLife

Loans and Savings that do good for you

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Solutions to all your financial needs
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Apply in your local language
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Safe and secure data
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Build your credit history
transparent-pricing
Transparent pricing with no hidden charges
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Plan for a brighter future
Join the 1,000,000+ customer that trust us
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4.4 Average Playstore rating
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    Important Information on Personal Loans

    Repayment Period: 3 months (min.) to 36 months (max.)
    Max. Annual Percentage Rate (APR): 78%
    Representative Example
    This is an example to show cost involved and interest calculations. Actual amount, tenure, interest rate & processing fee will depend on the risk profile of the user.
    financial-wellness
    Loan Amount: ₹1,00,000
    financial-wellness
    Duration: 1 year
    financial-wellness
    Interest Rate: 26%
    financial-wellness
    EMI = ₹9,553
    financial-wellness
    Total Interest = ₹14,636
    financial-wellness
    Processing Fee (@2%): ₹2,000 + GST
    financial-wellness
    Total Cost = ₹16,996
    financial-wellness
    APR = 29.9%.

What our customers say

  • Before taking a loan from MyShubhLife I was facing financial problems. Now my problems are solved because of MyShubhLife. Thank you MyShubhLife for being my financial partner in time of need.

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    Muralidhara

    Bengaluru

  • I received very good service from MyShubhLife for my personal loan application. The staff at MyShubhLife is extremely helpful. Thank you MyShubhLife team for the quick and hassle-free procedure.

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    Suraj M A

    Bengaluru

  • I am grateful to MyShubhLife who understands my condition and helped me see out crunch time and it was quick approval and disbursement. I would be happy to endorse this brand to others and spread words for them

    people-icon

    Vasim Pathan

    Ahmedabad

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My Subh Life App

To achieve financial freedom Download MyShubhLife app now!

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