MyShubhLife

Our Story

Mission
Leverage Technology to build and deliver contextual Financial Products for the Next Half Billion people and transforming into a full stack Digital Bank by 2026.
Vision
To include, empower and transform the Next Half Billion people by providing access to easy, affordable and transparent Financial Services.
Overview
MyShubhLife is India’s next-gen digital lending and savings platform.

MyShubhLife has developed unique data science models to democratize credit for millions of borrowers. Our loan customers are drawn from the ‘Next Half Billion’ segment, who are not yet part of the formal credit system. This segment comprises households with an annual income between INR 1.4 Lacs to 4.5 Lacs and forms 45% of the society but has access to only 8% of the formal credit.

Real-time analytics and credit reports based on alternative data enable us to reach unserved and underserved market segments. MyShubhLife aims to make fair and transparent credit available to people to provide meaningful financial inclusion.

MyShubhLife has further strengthened its financial inclusion goal through its financial wellness program, for corporates and individuals. We have now expanded our portfolio to include mini and micro loans, insurance, mutual fund SIPS, Tax filing service and a feature rich savings Accounts. Now customers can approach us for all their financial needs to secure their financial future.

Our Team

Founders
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Monish Anand

CEO & Founder, Ashoka Fellow

CEO is often a Chief Everything Officer, I see my role to lead, learn, aspire and energize.

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Rahul Sekar

CTO & Co-Founder

I am leading the next generation tech platform to bring responsible credit to the masses by enabling the team at MyShubhLife to execute their innovative ideas.

Founding Members
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Manoj Sharma

Chief Business Officer

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Abhishek R.

Chief Risk Officer

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Venkatesh Madyastha

Chief Data Scientist

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Sudharsan PV

Chief Operating Officer

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Shiju Thomas

VP - Collections

Leadership Team
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Avijit Mohanty

Credit Policy and Analytics Manager

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Manjunath S

Zonal Business Head

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Pramod Kumar

AVP - Technology

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Nayana Natarajan

AVP - Marketing

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Office Manager

Soumya Shetty

Office Manager

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Tanvi Khemasara

Finance Controller

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Head - Partnerships

Dipak Shaw

Head - Partnerships

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Head - Fraud Control Unit

Sathish Vittal

Head - Fraud Control Unit

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Akila Raju

Head - HR

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Anjali Kumari

Anjali Kumari, Manager - Compliance

Our Advisors
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Avtar Singh Monga

Advisor

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Dr Rodney Ramcharan

Advisor

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Krishna Sudarshan

Tech Mentor

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Mudit Tyagi

Tech Mentor

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Ujwal Thakar

Advisor

Our Investors
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V. Bunty Bohra

Angel Investor

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Sanjai Vohra

Angel Investor

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Peeyush Misra

Angel Investor

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SRI Capital

SRI Capital

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BeeNext

BeeNext

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Pravega Ventures

Pravega Ventures

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Saama Capital

Saama Capital

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Omidyar Network India

Omidyar Network India

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Flourish

Flourish